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by 丁筱薇 2012-10-29 21:43:51, 回應(0), 人氣(1440)
 
Types of Scholarships

The University of Mississippi has many scholarships that have been made available through the generous donations of alumni and friends of the university. The scholarships listed below are available for incoming freshmen and community college transfer students that plan to attend The University of Mississippi beginning Fall 2013.


Incoming freshmen who wish to be considered for scholarships must file a University of Mississippi Admission Application, and submit an online Special Programs & Scholarships Application. This application should be completed by March 1.

 

Transfer students should submit a University of Mississippi Admission application, and transcript that includes three semesters of grades. This should be done by the priority deadline of February 1 but no later than  March 1 prior to enrollment.


All students must be admitted to The University of Mississippi to be considered for scholarships. Some departmental and professional school awards are not included in this listing. Scholarship eligibility, criteria, and amounts may change at any time without prior notice.


We are proud to award students who have achieved academic excellence. We hope that for all students, you will progressively grow and succeed in both your personal and academic endeavors while at The University of Mississippi.
 
 
 
 
 
 
 
 

Work Programs

Federal Work-Study Program

Part-time employment of 10-15 hours per week is available to students who demonstrate financial need as determined in the FAFSA. Jobs are provided in campus departments and at approved off-campus sites for the Family Literacy Project. The Family Literacy Project program is designed to place college students in elementary schools totutor children in reading and math. Undergraduate students employed in regular work-study positions are paid bi-weekly at a rate of $7.40 per hour.  Family Literacy Project tutors are paid $8.50 per hour. To apply for the work-study program a student must complete the Free Application for Federal Student Aid (FAFSA). More information about the Federal Work-Study Program is available from theFederal Guide to Student Aid.

 

Student Employment

Part-time jobs on campus other than those through the work-study program are coordinated through the Student Employment Office. Financial need is not required for these employment opportunities. For additional information, call (662) 915-5690. 

 
 
 
Understanding Loans at Ole Miss
 
While The University of Mississippi wants students to receive all of the grants and scholarships they can receive each academic year, many students will still need to take out student loans to help finance their educational goals throughout their college careers.
 
 

About Student Loans

 

Educational loans are the largest financial resource available to students pursuing postsecondary education, as nearly two-thirds of students attending 4-year institutions will graduate with student loan debt. Student loan programs allow students to borrow money at low interest rates, with no collateral, and generally no co-signer (with the potential exception of Private Student Loans). Additionally, most student loans do not need to be repaid until the student graduates or drops to less-than-half-time status.

 

Students are reminded that borrowing money for college is a serious financial obligation. In addition to the principal borrowed, interest is generally charged for the use of funds. It is important to remember that when you borrow money it must eventually be repaid. When signing a loan promissory note, you enter into a legal, ethical agreement. Legally, you will be required to sign the note promising to repay the loan. Ethically, you are responsible to future borrowers, since collections from old loans are major funding sources for new loans. Think about this commitment carefully when taking out a loan, and consider how much you reasonably can afford to repay. With that being said, student loan debt, along with mortgage debt have always been known as the best forms of debt to have, as an investment in your education is an investment in your future.
 
 
 
 
 
 
 

Lifelong Learners

In the Lifelong Learners program, senior students 65 years or older may enroll in one undergraduate academic course of up to four credit hours being offered that particular semester tuition-free*. Lifelong Learners attend class with Ole Miss students on any UM campus. Sound a bit scary? It’s not! Lifelong Learners, faculty, and students alike love it–and it’s so easy!
 
 
 
 
 

Money Management

 

In an effort to assist Ole Miss students and parents become better informed on all aspects of personal finance, our office has compiled a list of financial literacy and personal finance websites we feel to be beneficial.

 
 
 
 
 
 
 
Budgeting & Financial Planning
 

Budgeting and financial planning may sound like the same thing - but they aren't. Each represents a unique approach to the creation of a personal money management system.

Why should you care about budgeting and financial planning? There are two good reasons. First, a budget forces you to think of new ways to adjust your spending habits as your financial situation changes. Secondly, good budgeting habits help ramp up your thinking about money. Any experience you gain by managing money over weekly or monthly time frames can help prepare you mentally for the longer-term financial planning you'll face later in life.
 
 
 
 
 

Needing a budget

 
Defining your personal budget can lend structure to your spending habits. It is a way of organizing your use of money by thinking in terms of spending categories and setting priorities. A budget establishes boundaries that you can observe to pace your spending—and it helps you recognize spending limits before you exceed them.
 
 
 
Budgeting as guidance
 
Thinking of finances in categories helps you discipline yourself in those moments when you are tempted to choose between something you need and something you merely want. Just as a blueprint guides the building of a house, a personal budget acts as a guidance system to steer you away from costly impulses and money-burning behaviors.
 
 

Creating a budget while in college can help you:

  • Meet personal goals such as studying abroad
  • Remain better prepared for emergencies
  • Stay out of debt
  • Keep accurate and up-to-date records
  • Prepare to begin thinking about longer-term financial planning

Learn how to create a budget and then try the CashCourse Interactive Budget Wizard that you can access in the header of the Web site. After creating your budget in the Budget Wizard, you can logon to access and edit your budget any time